Tag Archive: New York Read Estate

Renting A Home or Buying A Home?

In this Real Estate market, we get asked a lot, “Should I rent a home or buy a home?” While I believe that this a personal decision, there are definitely pros and cons of owning a home. For many people, there is a personal satisfaction in owning a home. However, the financial burden of owning [...]

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How To Choose A Realtor

Recently there was an article on Mint.com titled “What To Look For In A Realtor“.  This article gives some excellent advice about to how to choose a realtor and what you should look for.  For most people, buying a home will be the most expensive purchase they ever make.  Further, most people will only buy [...]

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My Favorite Places To Find Blogging and Website Tips

I have had a website since 2004. However, I am new to blogging. I haven’t even been blogging for a year, yet. I still have a lot to learn when it comes to blogging and maintaining my website. Today, I wanted to mention the bloggers that who have shaped the way I blog and helped [...]

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Foreclosure: The Bank Must Prove They Own The Note

The Court System is finally standing up for the little guy! Recently, the Southern District of New York ruled in favor of a borrower who was being foreclosed upon by their mortgage bank because the bank could not prove they owned the mortgage.
History
Years ago, lenders conspired to bypass the mortgage recording systems put in place by [...]

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Loan Modification With Banks Not Participating In The MHA Act

Not all lenders are participating the the Making Homes Affordable Act (MHA) and therefore not following the Federal Guidelines. Take a breath, this does NOT mean that you cannot modify! Almost every lender regardless of size has internal modification programs. Many of them mirror the federal guidelines, some in fact, are even easier to qualify for. However, [...]

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7 Days To Owning A Home: Day 4 – Where Do I Find My Dream Home?

You now know what you can afford, what type of community you want to live in and your credit score is good enough to obtain a decent mortgage but, where do you find your dream home? 
There are a ton of available outlets to help you find your home.
1. Realtor Websites
The first place to begin looking [...]

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10 Tips for Buying Real Estate in New York

We are no longer in the Seller controlled, low interest buying boom of the not so distant past. The Real Estate Market has done a complete turn around and Buyers are now in the driver’s seat. There a few things that a buyer can do to get the biggest bang for the buck in the [...]

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