Category Archives: Buying Real Estate

Renting A Home or Buying A Home?

In this Real Estate market, we get asked a lot, “Should I rent a home or buy a home?” While I believe that this a personal decision, there are definitely pros and cons of owning a home. For many people, there is a personal satisfaction in owning a home. However, the financial burden of owning [...]

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How To Choose A Realtor

Recently there was an article on Mint.com titled “What To Look For In A Realtor“.  This article gives some excellent advice about to how to choose a realtor and what you should look for.  For most people, buying a home will be the most expensive purchase they ever make.  Further, most people will only buy [...]

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Buying A Home in New York – Closing Costs

There are fees involved in purchasing Real Estate that many new homebuyers overlook. The actual cost of buying a home is significantly higher than the purchase price and many people are unaware and unprepared for that fact when they begin the home buying process. Depending on your jusidiction there are different taxes and fees involved [...]

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7 Days To Owning A Home: Day 7 – Contract and Closing

The terms have been negotiated and the final offer has been accepted! What next?
Attorney
If you have not already found a Real Estate Attorney, now is the time to find one, and rather quickly. We suggest getting a reference and really doing your homework here. Your attorney plays a tremendous part in just how smoothly your [...]

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7 Days To Owning A Home: Day 6 – Found It !

Congratulations, you have found the house of your dreams and fantasies of sitting in your new back yard are dancing through your head.  This is the most important part. After all the work and searching you finally found what you were looking for and now it is time to close the deal. Depending on the [...]

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7 Days To Owning A Home: Day 5 – Brokers

You looked, you saw, and now you want the help of a professional. Get a recommendation from someone you know for a recommendation of a Real Estate Broker or Realtor. There are two types of brokers in any Real Estate transaction, the listing broker and the selling broker. The listing broker is the person who [...]

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7 Days To Owning A Home: Day 4 – Where Do I Find My Dream Home?

You now know what you can afford, what type of community you want to live in and your credit score is good enough to obtain a decent mortgage but, where do you find your dream home? 
There are a ton of available outlets to help you find your home.
1. Realtor Websites
The first place to begin looking [...]

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7 Days To Owning A Home: Day 3 – Where To Live?

You have determined what you can afford to pay every month and you are still keeping your credit in tip top shape. Now, where do you want to live? This is a wholly personal choice but an extremely important one. There are so many variables that make one town or one street more appealing than another. You [...]

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7 Days To Owning A Home: Day 2 – Financials

Now that you know your credit score and are working diligently to improve it, it is time to figure out what you can afford for a monthly mortgage payment. Unless you are already living in a house or currently rent a house, there are additional expenses that come with owning a home that are commonly overlooked. 
As a homeowner, [...]

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7 Days To Owning A Home: Day 1 – Your Credit

Credit is the key to the kingdom. When it comes to purchasing a home there is nothing more important than your credit score. You should order your credit report between three and six months before you even begin looking for a home or applying for financing. This will give you ample time to correct any errors that [...]

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